During the initial consultation, we aim to understand a Borrower's goals and objectives both on a short and long-term basis. Having a comprehensive understanding of a Borrower's needs will dictate much of the process to come. Most borrowers are looking for the lowest rate possible, so asking the right questions helps discern what kind of loan will be the best fit.

Research and Analysis is done at a property level to determine LTV, transaction terms, and proceeds. LTV stands for Loan To Value ratio, which financial institutions use to assess risk. Transaction terms and proceeds are individual to each loan, so they can be assessed based on a borrower's situation.

We create a tailored package that is circulated to targeted lenders using our proprietary software and our relationships nationwide. Having a network of lenders gives our clients an advantage, which in turn gives them with an array of choices of competitive rates.

It is important to us to negotiate the most competitive offers to give our clients the best options possible. Assembling offers that most closely align with a Client's goals and objectives is essential to effective brokerage. Evaluating each offer with the help of a professional allows our clients to pick the option that works best for them.

We then manage the process with the bank, borrowers, and all third parties to reach the final phase of the funding process. Even though the loan process can be complex, our clients have full access to personal guidance through each step.

Completing the funding process between the bank, borrower, escrow, and all other parts to end up at the final goal for our clients.